Make Your Auto Loan Process Seamless: Here’s What You Need to Refinance!

How do I refinance my auto loan?

What documents do I need?

What will my new monthly payment be?

These are questions that pop up when you think about refinancing your auto loan, but we can make your auto loan process seamless at Launch. We’ve laid out a list of what you need and how you can get approved for a lower rate. These came from our awesome Consumer Lending Department and they made it very easy to understand.

Here’s What You Need to Refinance

Orange Audio under overpass with text: Documents Needed










First up and most commonly asked: What documents do you need to refinance your auto loan? To make this quick and seamless, it’s a smart idea to come prepared with the below

  • Original dealership contract (not required, but provides all of the information to start the process)
  • Vehicle details: Vehicle Year, Make, Model, VIN Number, and Current Mileage
  • Loan details: interest rate, term of loan, current monthly payment, current lender and account number

Next up: What factors does Launch look at when reviewing an auto loan application? Our Consumer Lending Department considers:

Orange car in front of house with text: Refinance Factors
  • Job history
  • Credit history
  • Debt level
  • Collateral value
  • Member relationship with Launch

Additionally, employment verification and proof of income may be required.

Lastly, a question many people ask: “How can I get approved for a lower rate?”

Orange car showing headlight with text: Lower Rate Approval

Simply put, make sure your credit score is in good standing because this is what determines the rate you’re assigned.

  • Make on-time monthly payments for a minimum of 6 months before refinancing
  • Put cash towards the balance when refinancing
  • Finance for a shorter term than you currently have

If you’re thinking of refinancing your car after reading how simple the process is, Launch can make it even easier with our Football Auto Loan.

Orange Car and football sitting on a football field

From now until the end of November, we’re passing out auto loan touchdowns with:

  • .25% off your qualified auto loan rate*
  •  60 days deferred payments*
  •  Be entered to WIN a Football Party!


Check out our football auto loan details HERE.

If you have any questions stop by one of our Launch branches or call us:

321-455-9400, opt. 3 (inside Brevard)

800-662-5257, opt. 3 (outside Brevard)

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