It’s Smart To Make A Budget

Have you heard of the word budget before? Do you know what it means? Do you think a budget is only meant for grown-ups? A budget is a plan to help you learn how to be responsible with your money. Let’s dive in and talk about how you can start making

How Do I Start Making A Budget?

Your budget is like a puzzle. There are important pieces to fit together in order to get to the finished product. Here are the main pieces of the puzzle to include when putting together your budget.

  1. Tracking: Start by figuring out how much money you have right now, how much you earn, and how much you spend on average.
  2. Saving: Whenever you get money, put some in your Launch FCU savings account. This doesn’t have to be a big amount of your total income. Remember, every little bit helps.
  3. Balancing: Try to think of additional ways to make money and spend less. Consider doing some extra chores around the house, or helping a neighbor with yard work. It’s always a good idea to look for ways to save money on your everyday purchases, such as looking at local ads or cutting coupons.

Key Budgeting Takeaways

Making a budget doesn’t have to be hard. Once you figure out how all the pieces fit together properly, your budget puzzle will fall right into place. You’ll be surprised by how fast your savings account will build simply by saving a little bit each month. Happy saving!

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