|Features||Platinum VISA®||REWARDS Platinum VISA®|
|Earn Rewards Points||None|
|2.90% APR Introductory Rate*|
|Annual Percentage Rate||As low as
|As low as
|Balance Transfer Fee*||None||None|
|Cash Advance Fee*||None||None|
|Emergency Card and Cash Replacement|
|Auto Rental Insurance|
|Travel Accident Insurance|
|Payment Protection (Credit Insurance)|
Rewards Visa Credit Card
The Launch REWARDS Visa credit card is HERE! Be one of the first to have the all new Launch Visa Platinum Rewards Credit Card where you earn one point for every dollar you spend. Redeem your points for statement credit, cash back, travel, gift cards, merchandise, theme park tickets and so much more! Rewards members who spend at least $1,000 in the first 2 billing cycles on their Rewards card will earn 5,000 debut bonus points!* Plus, enjoy a 2.90% introductory rate** for 6 billing cycles on purchases and balance transfers made within the first 60 days! Apply today for your Launch Rewards Visa credit card and start earning points on everything you buy. Just another way Launch can help you Go Beyond!
*Subject to credit approval. The rate you pay is based on credit history. Introductory Rate and Balance Transfer Rate: APR = Annual Percentage Rate. The 2.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 2.90% introductory APR will be in effect for six billing cycles from the date of your first purchase or balance transfer. After the introductory period your APR will be 10.90% to 17.50%, based on your creditworthiness. Cash advances are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Rewards Card holder earns 1 point for every dollar on purchases made with Launch Visa Platinum Rewards Card. Balance transfers and cash advances do not earn points. Points will be deducted for return purchases. Points are rounded to nearest whole number. Redeemable balance of points will be forfeited if account is delinquent or over limit for 2 billing cycles. Points will be forfeited if account is statused bankrupt, closed or revoked. Unredeemed points expire in 36 months. Refer to your Launch Rewards Terms and Conditions.
**5,000 Debut points awarded if you make $1,000 in qualifying purchases in the first two billing cycles. Balance transfers and cash advances do not qualify for Bonus points. Bonus point’s offer expires 4/30/2020. Federally insured by NCUA.
How To View Your Points:
Log in to Digital Banking, click on your credit card which will take you to MyCard Info. There will be a box that says “Rewards Balance” where you’ll see your current number of points. If you do not have Digital Banking, you can call the Rewards Customer Service Representative at 888-400-0987.
How to Redeem Points:
From Digital Banking, visit MyCard Info, then click on “Browse Rewards. Select “Redeem Rewards” and choose how you want to redeem your points: Gift Cards, Merchandise, Cash Back, Statement Credit, Travel, and more. The minimum Cash Back and gift card redemption is $25, which equals 2,500 points. Additional processing points may apply for redemption.
How To Redeem for Airline Tickets, Travel and Theme Parks:
Points needed to redeem are based on the exact ticket price. When you log in to your Rewards credit card, go to Browse Rewards, then Redeem Points, and select what you wish to redeem for. Reservation fees apply and vary based upon a reservation made online or via phone.
An example of theme park tickets available include Sea World, Universal, Busch Gardens, Six Flags, and others in California and other places. Points examples are as follows: Universal Orlando Resort, 2 park 1 day ticket for an adult is 22,964 points. Points are subject to change at any time based on ticket price fluctuation.
Platinum Visa Credit Card
Now is an excellent time to apply for a low-rate Launch FCU Visa Platinum Credit Card! All new Launch FCU cardholders can enjoy a special 2.90% APR* introductory rate on purchases and balance transfers for the first 60 days.
If you’re looking to apply for a credit card, or if you’re the type of consumer who carries a balance on your credit card, the Launch FCU Platinum Credit Card could be the perfect card for you. If you have another credit card in your wallet, check your statement and see what interest rate you are paying. With our low rates, plus no cash advance fee and no annual fee*, our Platinum VISA® credit card could save you a lot of money.
Put down your high-rate credit card, and apply for a low-rate Launch FCU credit card online or call a friendly Launch FCU Loan Specialist at 321-456-5441.
*Introductory Rate and Balance Transfer Rate: *APR = Annual Percentage Rate. The 2.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 2.90% introductory APR will be in effect for six billing cycles from the date of your first purchase or balance transfer. After the introductory period your APR will be 8.90% to 17.50%, based on your creditworthiness. Rates are subject to change without notice. Cash advances are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Credit card approval depends on creditworthiness and other qualifications. See our terms and disclosures on the website for more details. Savings account required to open a credit card. Membership requirements include a $5 minimum opening deposit. You must live, work, worship, or attend school in Brevard or Volusia County to become a member.
Frequently Asked Questions:
To report a lost or stolen Visa Credit Card:
Call 855-341-4650, 24 hours a day, 7 days a week.
To change your Visa Credit Card PIN:
Call 888-891-2435, 24 hours a day, 7 days a week
To activate your new Visa Credit Card:
Call 1-888-691-8661, 24 hours a day, 7 days a week.