Home Buying Center

The HomeAdvantage® Home Buying Center is a Launch FCU Member benefit that will help you simplify your home buying or selling process from start to finish.

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Benefits Of The HomeAdvantage Home Buying Center

Home AdvantageYear-to-date Launch members have received back $17,028 in cash savings with Home Advantage!  You could be next!

There is so much you can do with the HomeAdvantage Home Buying Center:
Search For A Home: Find the right home that matches your unique needs using the most current online property listings. You can save your search criteria and get email alerts when a new listing that matches your criteria becomes available. More Info

Connect To Trusted Real Estate Agents: Working with a trusted and experienced real estate agent is vital to your home buying success. The HomeAdvantage program can connect you with some of the areas most-trusted real estate agents to help you buy or sell your home fast. All agents are hand-picked due to their expertise and outstanding levels of service. Learn More

Earn Cash Rewards*: Launch FCU members who work with a HomeAdvantage® agent can earn HomeAdvantage Cash Rewards at closing. These funds can be used to lower your closing costs, reduce agent commissions, or be taken as cash back. On average, members who work with a HomeAdvantage agent, earn $1,500 back in savings. Learn More

Apply For A Home Loan: Apply for your home loan securely online in just minutes. Launch FCU offers low-rate mortgages for as little as 3% down. Best of all, we will not sell your mortgage. This means you will always know who to call when you have a question. Learn More

HomeAdvantage Program

How would it feel to get money back in your pocket when you close on your sale or purchase? With the HomeAdvantage program, this is possible. HomeAdvantage is a service provided by Launch FCU in partnership with CU Realty Services. Once enrolled, you gain access to all the tools and expertise you need to make your home buying or selling journey easy. On average, HomeAdvantage members receive $1,500* Cash Rewards when they use an agent from our HomeAdvantage network to buy or sell their home. These rewards can be used to lower closing costs, reduce agent commission, or be used as cash back.

How Does It Work?

The program is completely free to use. Using the HomeAdvantage Home Buying Center is easy and straightforward. Simply use any agent in the HomeAdvantage network to buy or sell your home, and you will earn Cash Rewards equal to 20% of the agent’s commission.


Home Sale Price Cash Rewards
$100,000 $600
$200,000 $1,200
$300,000 $1,800
$400,000 $2,400
$500,000 $3,000
$600,000 $3,600
$700,000 $4,200
$800,000 $4,800
$900,000 $5,400
$1,000,000 $6,000

If you use one of our HomeAdvantage agents to buy and sell your home, you can earn Cash Rewards on both transactions! As a buyer, you can utilize your savings to reduce your closing costs or take the cash outright. If you are a seller, you can utilize your savings to reduce your agent’s commission. The choice is yours!

Calculate Your Cash Rewards

Search For A Home

Happy family husband wife two childrenUse the HomeAdvantage® Home Buying Center to search for homes within a certain price-range, neighborhood, city, street, or zip code. You can event filter your search to include a certain style of home and amount of bedrooms and bathrooms.
You can also see details about:

  • Recent Sales Data
  • Demographics
  • Nearby Schools
  • Nearby Churches
  • Local Restaurants
  • Nearby Gas Stations
  • And Much More

Set Up Alerts

If you are not yet ready to buy, or if you are in the beginning stages of your home buying journey, you can set up email alerts based on your favorite searches. Any time a home is listed that meets your criteria, you will be notified via email. To begin your search, it’s really that easy; All you have to do is enroll in HomeAdvantage®.

Enroll Now

Finding An Agent

Couple meeting a business personLaunch FCU understands that buying or selling a home is one of the biggest transactions you will make during your lifetime. That is why we make it easy for you to connect with a local and trusted real estate professional. Launch FCU is proud to offer our members access to the HomeAdvantage network of real estate professionals. This group of local agents is comprised of hand-picked experts that display extreme commitment, dedication, and top-notch customer service.

How Are Agents Picked?

All HomeAdvantage real estate professionals go through a thorough vetting process. Only agents who display the highest levels of passion, customer service, and industry knowledge are selected to take part in the program. All HomeAdvantage real estate agents are fully licensed and have been working in the industry full-time for at least three years.

How To Get Started

Being a HomeAdvantage user gives you the ability to browse our network of agents, so you can find the agent that is perfect for you. Alternatively, you can contact us by phone or email if you would like for us to recommend an agent for you.

Find An Agent

Mortgage Rates

Launch FCU believes in making home ownership affordable for everyone. That is why we offer mortgages with flexible terms and affordable monthly payments. Our home loan specialist will work to find a payment and term that works for you. Check out Launch FCU’s current mortgage rates by clicking the link below.

View Mortgage Rates

Apply For A Mortgage

Are you ready to make the leap from renting to owning? Regardless, if you are buying your first home or refinancing your current mortgage, Launch FCU will make it easy for you to save money and open doors for less. You can apply for a Launch FCU mortgage if you live, work, worship, or attend school in Brevard or Volusia County.

Benefits Of A Launch FCU Mortgage:

  • Down payments as low as 3%
  • Flexible loans terms
  • In-house financing, we won’t sell your mortgage
  • Low closing costs
  • Secure and fast online application process
  • Face-to-face, personalized service

Apply Now

Home Buying Seminars

Launch FCU is dedicated to helping you make the leap from renting to owning. That is why we offer Home Buying Seminars at various Launch FCU Branches and local venues throughout the year. These seminars will provide you with valuable information on the mortgage process, as well as, tips you can use to make your home buying journey easy. Attend one of our free seminars at a branch or venue near you to jump-start your home buying journey.


If you have any questions, give us a call at 321-455-9400 (inside Brevard) or 800-662-5257 (outside Brevard) or come visit us at any one of our convenient branch offices. We’ll be happy to talk about your mortgage options based on what you’d like to achieve.

The HomeAdvantage® program is made available to you through a relationship between Launch Federal Credit Union and CU Realty Services. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using Launch Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Launch Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.


Maximum 97% Loan-to-Value (LTV). Must be owner-occupied; primary residence or second home only. Must be a purchase, not refinance. Minimum loan amount $50,000; maximum loan amount $1,000,000. APR = Annual Percentage Rate. Example: for a $100,000 loan for a term of 30 years with an interest rate of 4.375% (4.471% APR), the monthly payment will be $499.29. Sample payment includes principal and interest only; taxes and insurance will increase your payment. The rate you pay is based on credit history and term. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Programs, rates, terms, and conditions are subject to change without notice at any time. $5 minimum deposit required to join.

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