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Unlock Your Future With A Launch FCU Mortgage

Let’s face it, the mortgage process can be intimidating and frustrating. We know. We get it. We’re right here to help, whether you’re looking to finance your first home, your next home, a vacation home, a piece of property for your future dream home, or refinancing your current home, we want to be there every step of the way. When you finance with Launch FCU, your home loan stays here, and we’re here to answer all your questions face-to-face. All of our mortgages are serviced-in house, this means that we will never sell your mortgage. You may be asking yourself, “How much home can I afford?” You are on the right track. Utilize our mortgage calculator to determine how much home you can afford so that you know where to start your shopping.

family-dream-house-1Unlocking Doors For Less

Buying your first home is a major investment, and you may not have enough saved up to put down 20% for a down payment on your new home. We are here to help. We can help you unlock doors to your future for as little as 3% down. Apply online today, or call a Mortgage Specialist today at 321-456-5439.

Loan Type (Fixed or Variable) Fixed
Loan Term 10 years to 30 years
Borrowing Parameters Must be an owner-occupied residential dwelling in the State of Florida
Loan Amount $50,000 to $650,000
Loan-To-Value Up to 97% (lesser of appraised value or sales price)
Private Mortgage Insurance Required if loan to value is more than 80%
Down Payment As low as 3% of sales price* or appraised value, whichever is lower

Apply Now

321-456-5439

Loan Type (Fixed or Variable) Fixed
Loan Term Up to 15 years
Loan-To-Value-Ratio Up to 80% of property value
Loan Amount $10,000 up to $150,000
Annual Percentage Rate=APR
(see rates page)
Up to 60 months: 4.894% APR*
61-84 months: 5.188% APR*
85-120 months: 5.330% APR*
121-180 months: 5.557% APR*
Closing costs Varies

Provides you with a lump sum; excellent for larger home improvement projects, or to pay off high-rate debt.

Apply Now

321-456-5439

Loan Type (Fixed or Variable) Fixed
Loan Term Up to 30 years
Borrowing Parameters Must be an owner occupied residential dwelling in the State of Florida
Loan Amount $50,000 to $650,000
Loan-To-Value 85% if pulling cash out or 90% LTV if you are not pulling cash out
Private Mortgage Insurance Required if loan to value is more than 80%
Down Payment N/A

Apply Now

321-456-5439

Loan Type (Fixed or Variable) Fixed
Loan Term Maximum of 10 years
Borrowing Parameters Must be a residential lot in a developed area (must have streets) in the State of Florida
Maximum Loan Amount $5,000 to $100,000
Loan-To-Value Up to 60% (lesser of appraised value or sales price)
Private Mortgage Insurance No
Down Payment 40% of sales price

Apply Now

321-456-5439

If you have questions about mortgages, visit our Frequently Asked Questions page. Be sure to also review our First Mortgage Information Sheet and our Lot Loans Information Sheet.  If you’re interested in purchasing a condominium, check out our Condo Buyer’s Guide.

Meet the Launch FCU Mortgage Team

Our Mortgage Specialists take the time to sit down with you, show you options and ideas and then take you through the process step by step.  We have Specialists throughout Brevard and Volusia counties. Visit our new Mortgage Centers at our Orange City, S. Daytona, Port St. John, Merritt Island and Melbourne Branches. 

Our Team Includes:

If you still have questions, give us a call at 321-455-9400 (inside Brevard) or 800-662-5257 (outside Brevard) or come visit us at any one of our convenient branch offices. We’ll be happy to talk about your mortgage options based on what you’d like to achieve.
*

Maximum 97% Loan-to-Value (LTV). Must be owner-occupied; primary residence or second home only. Must be a purchase, not refinance. Minimum loan amount $50,000; maximum loan amount $650,000.00. APR = Annual Percentage Rate. Example: for a $100,000 loan for a term of 30 years with an interest rate of 4.375% (4.471% APR), the monthly payment will be $499.29. Sample payment includes principal and interest only; taxes and insurance will increase your payment. The rate you pay is based on credit history and term. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Programs, rates, terms, and conditions are subject to change without notice at any time. $5 minimum deposit required to join.

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