What could be better than all of the products and services Launch FCU provides? How about Loan Promotions to provide you with even more value for your money?
Making A Good Thing Even Better
Get A 2.90% APR* Introductory Rate
Now is an excellent time to apply for a low-rate Launch FCU Visa Platinum Credit Card! All new Launch FCU cardholders can enjoy a special 2.90% APR* introductory rate on purchases and balance transfers for the first 60 days.
In addition, you’ll enjoy:
- No application fee!
- No annual fee!*
- No balance transfer fee!*
- No cash advance fee!*
- Rates as LOW as 8.90% APR* after the introductory period ends.
Apply online today or call a Launch FCU Loan Specialist at 321-456-5441.
*Introductory Rate and Balance Transfer Rate: *APR = Annual Percentage Rate. The 2.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 2.90% introductory APR will be in effect for six billing cycles from the date of your first purchase or balance transfer. After the introductory period, your APR will be 8.90% to 17.50%, based on your creditworthiness. Rates are subject to change without notice. Cash advances are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transactions in US Dollars and 1.00% of each single currency transaction. Credit card approval depends on creditworthiness and other qualifications. See our terms and disclosures on the website for more details. Savings account required to open a credit card. Membership requirements include a $5 minimum opening deposit. You must live, work, worship, or attend school in Brevard or Volusia County to become a member.
Earn A $250 Rebate* Off Closing Costs
Now through March 31, 2018, any Launch FCU member or non-member who finances or refinances a home will earn a $250 rebate off* closing costs!
With a Launch FCU Mortgage you’ll receive:
- Affordable monthly payments
- Fast processing time
- Assurance knowing we won’t sell your mortgage
- Down payments as low as 3%
- Face-to-face, personalized service
Apply online today for your mortgage or mortgage refinance, or call a helpful Launch FCU Home Loan Specialist at 844-386-7993.
*Loans require credit approval. The rate you pay is based on your credit history. For 1st mortgage and refinance. Maximum 97% Loan-to-Value (LTV). Must be owner-occupied; primary residence or second home only. Minimum loan amount for special offer $75,000; maximum loan amount $650,000. APR= Annual Percentage Rate. Example: for a $100,000 loan for a term of 30 years with an interest rate of 4.875% (4.975% APR), the monthly payment will be $529.21. Sample payment includes principal and interest only; taxes and insurance will increase your payment. The rate you pay is based on credit history and term. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Programs, rates, terms, and conditions are subject to change without notice at any time. Savings account required for loan. Only a $5 minimum deposit required to open account and become a Launch FCU member. You can become a member if you live, work, worship, or attend school in Brevard or Volusia counties. Rebate offer applies to first mortgage applications submitted between January 1, 2019 and March 31, 2019. Offer excludes Home Equity Loans and Lines of Credit and 2nd mortgages. Offer cannot be combined with any other offer and may be canceled at any time. $250 will be deducted from closing costs due to the credit union. NMLS # 407506
It Pays To Refinance Your Auto Loan To Launch
For a limited time, anyone who refinances their auto loan from another lender to Launch FCU will receive $100* in addition to .25% off their qualified auto loan rate* and 60 days deferred payments!*
Erase your high-interest auto loan rate and get an affordable auto loan rate and monthly payment. Hurry! This promotion ends on January 31, 2018!
Apply online today or call a friendly Launch FCU Loan Specialist at 888-220-7731.
*APR = Annual Percentage Rate. Loans are based on credit approval. The rate you pay is based on credit history and term. Savings account required for loan. Only a $5 minimum deposit required to open account and become a Launch FCU member. You can open an account if you live, work, worship, or attend school in Brevard or Volusia counties. Discount .25% off will be applied to qualified auto loan rate, not to go below 2.99% APR. (Payment example: monthly payments on a loan with a term of 48 months at 2.99% APR would be approximately $22.13 per $1,000 borrowed.) $10,000 minimum loan amount for $100 bonus. Vehicle must be financed using standard financing terms through Launch Federal Credit Union. Finance charge begins from date of refinance and is repaid over the term. Launch FCU offers the option of deferred payments for 60 days upon vehicle refinance. Offer valid 01/01/19 – 01/31/19 only. Cannot be combined with any other offer. Car, truck, and motorcycle loans currently financed at Launch FCU are not eligible for rate discount or the $100 incentive. Promotion not available for RVs and motorhomes. $100 incentive for refinancing will be deposited into member’s savings account within two weeks of loan closing. Member is responsible for taxes associated with $100 bonus. $100 bonus will be reported on 1099-INT tax form.
Government Shutdown Zero Percent Interest Loan
With thousands of civilian government workers on furlough because of a government shutdown, Launch Federal Credit Union is responding with an interest free loan for qualifying Launch FCU members who may be affected.
We are ready to assist our members who are Federal Government civilian workers and who may lose pay in the coming weeks due to unpaid leave and shortened workweeks.
For those who wish to apply for the loan, these are the details:
- 0% APR.
- Maximum term 12 months.
- Loan amount equal to the amount of one biweekly or two weekly net paychecks. Maximum loan amount is $3,000.
- Launch FCU membership required. Non-members can join in order to utilize the loan.
- Must be an existing federal or contract employee affected by the government shutdown resulting in missed pay. Pay verification or evidence of direct deposit into a Launch FCU account is required.
- Establish direct deposit of net check into savings or checking.
- Deadline to apply for the special government shutdown loan is January 31, 2019 (date may be extended as needed.)
- Other restrictions may apply.
- Apply at any Launch FCU branch.