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Protect Yourself From Fraud And Theft

What is Identity Theft?

  • Someone willfully steals your personal information, such as checking and savings account numbers, credit card account numbers, driver’s license number or your social security number.STC_stacked
  • Your data is used to assume your identity or to access your accounts.
  • Your checking and savings accounts can be drained; your credit cards used to their maximum limits; loans taken out in your name—all without your knowledge.

TIPS from STOP.THINK.CONNECT.™

Launch FCU will never ask for your personal information by phone, text or email.

Members should be aware of an online malware (virus) threat named the Citadel banking Trojan. This is a browser malware that launches fake pop-ups during online banking transactions in an attempt to trick the user into re-entering log-on credentials. Do not click on the pop-up and enter any personal information.

This virus originates from the internet browser, not from Launch FCU Online Banking.

The Launch FCU Online Banking is safe and secure, and your accounts are not compromised by this popup. However, it, and other scams, viruses, and malware, are attempts by outside individuals to obtain personal information. Launch FCU urges you to exercise caution and not respond to any unfamiliar pop-ups when accessing Online Banking.

As a reminder:

  • Never click suspicious links.
  • Avoid using out-of-date software versions.
  • Run full system scans at least once a week.

To learn more about online threats visit the FBI Cyber Crime website.

Additional Resources:

 

How to prevent Identity Theft:

  • Check our website often. Any time there’s a security breach or an active scam that may adversely affect our members, we’ll post a prominent Alert on the home page.
  • This Alert will also let you know what to do if you’ve been affected by the breach or scam.
  • Access and review your credit report at least once per year to make sure that there is no unusual or unauthorized activity.
  • Do not give your personal information to anyone, including any individual who contacts you by phone (Vishing) or Email (Phishing) claiming to work for Launch FCU or any other financial institution or governmental agency.
  • Destroy all financial solicitations (such as pre-approved credit card offers) immediately.
  • Safeguard your ATM PIN.
  • Shred financial statements, credit and debit card transaction receipts and any other information containing sensitive personal data regularly.
  • Report lost or stolen checks immediately.
  • Contact Launch FCU immediately to let us know. We’ll help you through closing down your active Launch FCU accounts and establishing new ones.
  • Close all credit card and financial institution accounts that you believe may have been accessed, used or opened fraudulently.
  • Place a fraud alert on your credit reports with the credit reporting agencies.
  • Review your credit reports frequently until you’re certain that the theft threat has been dealt with.
  • File a complaint with the Federal Trade Commission.
  • File a report with local police or the police department in the community where the identity theft took place.
  • IdentityTheft.gov is a good resource that makes it easier for victims to report and recover from identity theft.
For additional information about identity theft, visit the Federal Trade Commission’s site and/or call the FTC’s Identity Theft Hotline at 877-ID-THEFT (877-438-4338).

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